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Freeze Your Payment, Not Your Fun with Skip-A-Pay

Turn your “Snow Day” into a “Go Day” — with a little extra cash in your pocket.

At Advanz Credit Union, we know that winter brings its own kind of busy — holidays, heating bills, and everything in between. That’s why we’re giving our members the gift of flexibility with Skip-A-Pay.

Because when life gets a little frosty, we’ve got you covered A to Z™.

1. How It Works

  • Pick a Loan
  • Choose any eligible Advanz loan — excluding mortgage and home equity loans.

2. Choose Your Month

  • Select December or January as your skip month.

3. Skip a Payment

  • Complete a quick form and pay just a $20 processing fee per loan to enjoy the break.

It’s that simple. More breathing room in your budget, less stress this season.

Why Members Love Skip-A-Pay

  • Extra holiday or winter spending cash
  • Simple online form — no hassle
  • Keeps your loan in good standing
  • Backed by a team that truly understands your financial journey

Holiday Gift List — On Us!

Make the most of your Skip-A-Pay savings. Download our free Holiday Gift List & Budget Planner to stay organized and stress-free this season.
 

Download the Application


1Program Rules:

*Members may only skip one payment per calendar year per loan. Real estate loans and Home Equity Lines of Credit are not eligible. The loan must be open for at least 6 months and cannot have been more than 30 days late in the last 12 months. Member must be current on all loans and shares (including those co-signed or co-owned). A $20 fee will be assessed for each loan payment skipped. The loan maturity date on all skipped loans will be extended one month beyond its maturity for each approved Skip-A-Pay. Before the final loan payoff, the member will be required to make payment(s) that were skipped and the interest will continue to accrue at the contract rate on the unpaid balance including the month(s) chosen and approved to skip. The Skip-A-Pay fee is considered a finance charge and payment of the fee increases the total cost of credit. All other terms and provisions of the original loan agreement are unchanged and remain in effect. Federally Insured by NCUA.