Home Equity & Lines of Credit

Remodeling? Other home projects? Paying for college? How about that once-in-a-lifetime vacation?

No matter what big expense you're looking to afford — we've got you covered.

Leverage the equity you've built within your home to make those larger expenses in life more affordable with a Home Equity Loan or Home Equity Line of Credit.

Home Equity Lines of Credit (HELOC)

• Use for home renovations, large expenses, debt consolidation, and more! 
• Maximum 20-year term including a five-year draw and fifteen-year repayment period
• Competitive rates
• Up to 90% Loan-to-Value (LTV)
• Minimum $10,000 — maximum $100,000
• No minimum balance required
• Free online pre-approvals
• Personalized service and local decisioning

Apply Now   View Rates

Home Equity Loan (2nd mortgage)

• 5-15 year competitive fixed rates
• Up to 80% Loan-to-Value (LTV)
• Free online pre-approvals
• Personalized service and local decisioning

Apply Now   View Rates

Terms base on creditworthiness. Contact the Credit Union for full details.
 

Debt Protection

Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability or unemployment, you wouldn’t want your family to worry about making your loan payments.

With Debt Protection, your loan balance or monthly loan payments may be canceled without penalty or added interest.

• In the event of death, it cancels the remaining loan balance up to a maximum in the contract
• If you become disabled, it cancels up to a maximum number of loan payments based on the contract
• If you are involuntarily unemployed, it cancels up to a maximum number of loan payments based on the contract

Contact us if you'd like to see if you can add Debt Protection to an existing Advanz loan. 

NMLS #429924.