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Auto Loans

Auto Loans Made Easy 

Fuel Your Freedom

Celebrate 250 years of American independence with a vehicle loan from Advanz Credit Union.

  • Finance New, Used, or Refinance Vehicles
  • Receive Up to a $200 Gas Card*
  • No Payments for 90 Days^

Whether you're purchasing a new vehicle, upgrading your current ride, or refinancing a loan from another lender, Advanz Credit Union can help you save and hit the road with confidence.

Apply Today!

*Loans of $5,000 to $14,999 qualify for a $100 gas card. Loans over $15,000.00 qualify for a $200 gas card. Gas card promotion valid until September 7, 2026. Offer valid for new & used auto loans and external auto refinances only—existing Advanz Credit Union auto loans do not qualify. Rate is based on creditworthiness, loan term, and collateral type. ^Deferred payment option ("90 Days No Pay") available for qualified borrowers. Interest will continue to accrue during the deferment period, which may increase the total cost of the loan. Regular monthly payments will begin following the deferment period as outlined in the loan agreement. Maximum term subject to credit approval and vehicle age. All loans subject to credit approval, membership eligibility, and verification of current outside loan documentation (refinances only). Federally insured by the NCUA.


Get the Best Auto Loan Rates and Flexible Vehicle Financing

Looking to purchase a new car, a reliable used vehicle, or refinance your existing auto loan? Advanz Credit Union is your trusted source for competitive auto loan rates and friendly, local service. We make getting behind the wheel simple with flexible terms and fast approval for cars, trucks, SUVs, and vans.

Why Choose an Advanz Auto Loan?

Buying a new or used vehicle (or refinancing your current auto loan) should feel exciting, not stressful. With Advanz Credit Union, you’ll get competitive auto loan rates, flexible terms, and a team that helps you move from application to keys with confidence.

Whether it’s a car, truck, SUV, or van, we make it easy to finance what fits your life!

Competitive Auto Loan Rates That Work for You

  • Low, competitive rates designed to save you money.
  • Terms up to 120 months for payments that fit your budget.

Check our current rates and find out how much you can save on your next car loan.

Apply Now   View Rates   CHECK VALUE   Auto Insurance

 

Flexible Auto Financing, Built Around Real Life

From first search to final signature, we’ve got you covered.

  • Get Pre-Approved before you shop and negotiate like a cash buyer (classic and specialty vehicle financing available)
  • 100%+ Financing available for qualified borrowers (including tax, title, and license)
  • No Early Payoff Penalties – pay it off faster, your way

Apply Now   View Rates   CHECK VALUE 

 

 

Your Built-In Car-Buying Advocate.

Our Auto Advisor is a free, concierge-style service that helps you avoid dealership pressure, confusing paperwork, and costly mistakes. 

Shop at Participating Dealerships

Prefer the dealership route? With Here & Now Financing, you can finance directly through Advanz at participating local dealerships, no extra stops required

Whether you're shopping the dealerships or simply trying to lower your monthly payment, we have an auto loan solution for you.

  • New Vehicle Loans. Finance your brand-new car, truck, or SUV with our best auto loan rates.
  • Used Vehicle Loans. Get great rates on a used vehicle, often with terms just as flexible as a new car loan.
  • Refinance Your Existing Auto Loan. Our Refinance Reality Check could lower your rate or payment on a loan from another lender

Getting started is quick and simple: 

  1. Apply Online in just a few minutes
  2. Get Pre-Approved and shop with confidence
  3. Drive Away knowing you got a great deal

Apply Now   View Rates   CHECK VALUE 

Add extra peace of mind with optional protection products:

  • GAP Coverage – Covers the difference if your vehicle is totaled or stolen
  • Mechanical Breakdown Protection – Helps cover costly repairs after your warranty ends
  • Debt Protection – Cancels loan payments during life’s unexpected events
  • TruStage® Auto Insurance – Exclusive discounts for members [Get a Free Quote]