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Image of a pile of polaroid images on a wood table including one of a a family moving, a young woman sitting on a couch in a cast, a girl next to a broken down car, and a happy bride and groom on their wedding day.

Personal Loans

Life Happens...

We've got you covered.


Our Personal Loans (also known as Signature or Unsecured Loans) can be used for any need such as large purchases, unexpected expenses, medical bills, your perfect wedding — whatever you may need some help affording. It's also a helpful option for consolidating high-interest credit cards and paying off debt faster (while saving money, too!). Enjoy: 

  • Low competitive rates*
  • Minimum loan amount of $1,000 — up to $10,000
  • Rates based on creditworthiness
  • Fast closing process

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Vacation Loan*

Looking for a dream getaway? We've got just the ticket! Save more compared to higher-interest credit cards when you pay for vacation using an Advanz Vacation Loan. Borrow up to $2,000 for 12 months at a rate as low as 6.90% APR* and pay it off quicker with fixed monthly payments. Vacation Loans are available from May - August.

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*APR= Annual Percentage Rate. Rate based on creditworthiness. Borrow up to (and including) $2,000 for 12 months. Vacation Loans are available May – August. Membership with Advanz Credit Union is required.

 

Holiday Loan**

Don't let the holidays creep up on you unprepared to afford it all. With an Advanz Holiday Loan you can borrow up to $2,000 for 12 months. Holiday Loans are available from November - December.

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**APR= Annual Percentage Rate. Rate based on creditworthiness. Borrow up to (and including) $2,000 for 12 months. Holiday Loans are available from November - December. Members unsecured loan balance total cannot exceed maximum of $10,000 – including personal and vacation loans. Members with an existing unsecured loan balance of $10,000 are not eligible for a holiday loan. Membership with Advanz is required. Contact the Credit Union for full details.
 

Debt Protection

Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability or unemployment, you wouldn’t want your family to worry about making your loan payments.

With Debt Protection, your loan balance or monthly loan payments may be canceled without penalty or added interest.

  • In the event of death, it cancels the remaining loan balance up to a maximum in the contract
  • If you become disabled, it cancels up to a maximum number of loan payments based on the contract
  • If you are involuntarily unemployed, it cancels up to a maximum number of loan payments based on the contract

Contact us if you'd like to see if you can add Debt Protection to an existing Advanz loan.