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Savings

Savings Accounts.

Start Small. Build Steady. Grow with Confidence.

Saving doesn’t have to be complicated; it just has to start.

Whether you’re building an emergency fund, saving for something specific, or planning for the future, Advanz Credit Union offers savings accounts designed to help you grow at your pace.

And because you’re saving with a credit union, your funds are insured up to at least $250,000 by the NCUA (National Credit Union Administration), so you can feel confident every step of the way.

Start Saving Today

No matter your goal, the most important step is getting started. We’re here to help you choose the right account and build a plan that works for you.

Membership Savings Account

Where Your Membership (and Your Savings) Begin!

Opening a savings account is your first step to becoming an Advanz member.

  • Just $5 to open and maintain membership
  • Earn dividends with balances of $100 or more
  • Easy ways to grow your balance with direct deposit or payroll deduction

This account is your foundation, simple, secure, and built to grow over time.

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Certificate Builder Savings

Turn Small Deposits into Bigger Growth

Don’t have enough to open a certificate yet? Start building toward it.

  • Open with just $5
  • Set up $100 monthly payroll deposits
  • Automatically converts to a certificate once you reach $1,000
  • Earn dividends along the way
  • One fee-free withdrawal per quarter

A simple way to build toward higher earnings, without needing a large upfront deposit.

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Youth & Teen Accounts

Start Smart Habits Early

Give kids and teens a strong financial start with accounts designed just for them.

Cadet Savers (Ages 12 & Under)

  • Open with just $5
  • Earn dividends while learning to save
  • Includes a quarterly newsletter with fun, educational content

Independenz Teen Accounts (Ages 13–17)

  • Built for growing independence and real-world money habits

A small step today can build confidence for years to come.

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Club Savings Accounts

Whether it’s holidays, vacations, or planned expenses, a Club Account helps you stay ahead.

  • Open with just $5
  • Earn dividends as you save
  • One fee-free withdrawal per quarter

Perfect for setting aside money for the things you know are coming.

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*Due to additional documentation requirements, minors, non-US citizens and business accounts must come into the Credit Union to open their membership or savings account.

Business Savings Accounts

Support Your Business with Smart Savings

Advanz offers savings accounts for:

  • Sole proprietors / DBAs
  • Partnerships
  • Corporations & LLCs
  • Clubs and associations

Keep your business funds organized and growing with a simple, flexible savings solution.

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*Due to additional documentation requirements, minors, non-US citizens, and business accounts must come into the Credit Union to open their membership or savings account.