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Toy Loans

Recreational Vehicle Loans: RV, Boat, Motorcycle, & ATV Financing

Start Your Next Adventure 

The right financing helps you enjoy the experience, not stress about the payment.
Apply today or connect with our team to get started.

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Finance the Fun, Without Overpaying for It

Whether you’re hitting the road, the water, or the trails, the right financing makes all the difference.

At Advanz Credit Union, we offer recreational vehicle loans designed specifically for RVs, boats, motorcycles, and off-road vehicles, so you get competitive rates, flexible terms, and a process that’s just as smooth as the ride.

New purchase, used model, or refinance, we’ve got you covered.

RV Loan and Camper Financing: Built for Bigger Adventures

From travel trailers to motorhomes, RVs are a big investment, and your loan should reflect that.

  • Terms up to 120 months
  • Financing available up to 100% for qualified borrowers
  • Competitive, stable rates
  • Pre-approval to help you shop with confidence

Get pre-approved before you visit the dealership and negotiate like a cash buyer.

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Boat Loan and Watercraft Financing: Get on the Water with Confidence

From fishing boats to pontoons and personal watercraft, we make financing simple and cost-effective.

  • Competitive rates on new and used boats
  • Clear terms—no surprises
  • Potential rate reduction up to 0.50%* with qualifying setup

Lower your cost of ownership and enjoy more time on the water.

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Motorcycle Loan: Simple Financing for the Ride You Want

Whether it’s a cruiser, touring bike, or sport model, getting financed should be quick and straightforward.

  • Covers all makes and models
  • Fast pre-approval
  • Shop dealerships or private sellers with confidence

Know your budget before you shop, and ride away faster.

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ATV & UTV Loan: Ready for the Trail with Off-Road Vehicle Financing

From ATVs to side-by-sides, we offer flexible financing that fits how you ride.

  • Financing for new and used off-road vehicles
  • Competitive rates and flexible terms
  • Quick application and approval process

Get the access you need, on and off the trail.

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Loan Features That Help You Save

Every Advanz recreational loan is designed to keep costs down and flexibility high:

  • Rate Discounts Available – Up to 0.50% off* with direct deposit and automatic payments
  • No Prepayment Penalties – Pay off your loan anytime without extra fees
  • Local decisions and personalized service

Begin your application now or Contact Us

*Borrowers may receive up to a 0.25% rate reduction for setting up direct deposit of their paycheck to Advanz and/or up to a 0.25% rate reduction for enrollment in Auto Payment of the loan. The total rate reduction may not result in a rate lower than the best possible floor rate available to A+ credit borrowers at a 24-month term and will not be reduced further with any other offers.