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Secured Loans

Need a Loan with No Frills?

Keep it simple with a Secured Loan.

Get the funds you need easier, faster, and at a lower rate with a Share or Certificate Secured Loan. With loan amounts available up to the balance in your Share Account or Certificate of Deposit, a Secured Loan offers a financial solution that is convenient, flexible, and ready when you are.

Share Secured Loan

It’s convenient and easy! Using money on deposit in your share account with Advanz, make yourself a loan up to the available balance in your account.  Flexible terms along with a low interest rate makes this a fantastic way to borrow money quickly.

  • Simple rates: current Share Account rate + 3% = Share Secured Loan rate
  • Flexible terms up to 15 years
  • Fast & easy - no waiting!
  • NO credit report required for approval
  • NO income verification required
  • Share Account balance must be equal to or greater than loan balance

Apply Now   View Rates

Certificate Secured Loan

Use your Certificate of Deposit with Advanz to secure a fast, easy and low interest rate loan. Make affordable monthly payments that fit your budget. Pay the balance off at the time of maturity or refinance the loan when you renegotiate your new Certificate of Deposit.

  • Simple rates: current payable Certificate rate + 3% = Certificate Secured Loan rate
  • Flexible terms up to the maturity date of the Certificate
  • Pay the loan off at the Certificate maturity or refinance when the Certificate is renewed
  • NO credit report required for approval
  • NO income verification required
  • Certificate balance must always be equal to or greater than loan balance

Apply Now   View Rates