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Loan Glossary

Loans from A to Z

Auto Loans

Available for new and used cars, trucks, SUVs and vans with terms up to 120 months and financing up to and over 100% for qualified borrowers.

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Certificate Secured Loans

Use your Certificate of Deposit with Advanz Credit Union to secure a fast, easy and low interest rate loan. Make affordable monthly payments that fit your budget. Pay the balance off at the time of maturity or refinance the loan when you renegotiate your new Certificate of Deposit.

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Credit Builder Loans

Designed for members with little credit or those looking to improve their credit, our Credit Builder Loan is the perfect solution to get you back on the road to financial wellness.

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Credit Cards

Whether you use your credit card often, use credit only for larger expenses, or have never had a credit card before — Advanz has a credit card to fit your lifestyle. Our three card products include Platinum Mastercard®, Rewards Mastercard®, and Secured Mastercard®.

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Put the value of your home to work for you to make life’s big-ticket items more affordable with a Home Equity Line of Credit – college expenses, remodeling project, dream vacation, wedding planning, so much more!

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Holiday Loans

Don't let the holidays creep up on you unprepared to afford it all. Holiday Loans are available from November - December.

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Home Equity Loans

Leverage the equity you've built within your home to make those larger expenses in life more affordable with a Home Equity Loan.

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Home Loans

We know that buying a home can be the most important investment of your life, and no matter what stage of life you're in – first-time home buyer, refinancing, upgrading, or downsizing – our Advanz team can help ensure you have the best home loan for you and your family.

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Personal Loans

Our Personal Loans (also known as Signature or Unsecured Loans) can be used for any need such as large purchases, unexpected expenses, medical bills, or your perfect wedding – whatever you may need some help affording.

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Share Secured Loans

It’s convenient and easy. Using money on deposit in your share account with Advanz Credit Union, make yourself a loan up to the available balance in your account.  Flexible terms along with a low interest rate makes this a fantastic way to borrow money quickly.

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Student Loans

Whether you’re an undergraduate, graduate student, or parent, get money for school from our partner Sallie Mae®. Student Loans with Sallie Mae offer competitive interest rates, multiple repayment options, and NO origination fee or prepayment penalty!

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Toy Loans

Whether you're buying new, used, or refinancing a toy with an Advanz toy loan, you can enjoy competitive rates, up to 100% financing for qualified borrowers, and pre-approval before you go shopping. Advanz offers toy loans for many different types of vehicles, including motorcycles, boats & jet skis, trailers, RVs & campers, and ATVs & UTVs.

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Vacation Loans

That dream vacation can become a reality with an Advanz Vacation Loan. Vacation Loans are available from May - August.

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