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Home Loans

Mortgage Loan

Purchase • Refinance • Upgrade • Downsize 


Your home is more than a purchase; it’s where life happens. At Advanz Credit Union, we’re here to make the mortgage process clear, supportive, and manageable, whether you’re buying your first home, refinancing, or moving into your next chapter.

You don’t have to navigate it alone, and it doesn’t have to be complicated.

Purchase Mortgage Loan and Mortgage Refinance Loan

Confidence Starts with Pre-Approval

No matter where you are in life, having the right mortgage matters. Our local lending team works with you to find a home loan that fits your goals, not just today, but long-term.

Getting pre-approved puts you in a stronger position when you find the right home and shows sellers you’re ready.

Competitive fixed-rate terms from 7 to 30 years*

Borrow up to 80% Loan-to-Value (LTV)

Free online pre-approvals

Personalized service with local decision-making

Apply Now   View Rates

Terms based on creditworthiness. Contact the Credit Union for full details.
 

NMLS #429924

Not sure what fits your budget? Use our free Mortgage Calculator to estimate monthly payments and explore affordability before you start shopping.

Applying for a home loan, whether for a purchase or a refinance, will involve providing the mortgage loan officer with specific documents that verify your income, assets, and credit history. Organizing these items beforehand ensures a smoother application, a quicker loan decision, and a faster close.

1. Income & Employment Verification

  • Recent pay stubs (last 30 days)
  • W-2s from the past two years
  • Tax returns (if self-employed or commissioned)
  • Documentation for other income (Social Security, pension, rental, etc.)

2. Asset Verification

  • Recent bank or investment statements
  • Gift documentation (if applicable)

3. Credit & Debt Information

  • Statements for credit accounts not listed on your credit report
  • Current mortgage details (for refinances)

4. Property Information (if under contract)

  • Signed purchase agreement
  • Contact details for agents, attorneys, or title companies

Our team is happy to walk you through this step by step.

Protect your largest investment with coverage designed to fit your home and budget. Get a quick online quote or speak directly with a licensed agent.

📞 1-855-653-1446

Get a home insurance quote  Get a condo insurance quote Get a renters insurance quote

 

Life doesn’t always go as planned. Debt Protection may cancel loan balances or monthly payments in the event of death, disability, or involuntary unemployment, without added interest or penalties.

Already have an Advanz loan? Contact us to see if coverage can be added.