Consumer Secured Loan Rates Effective 03/09/2020.
Vehicles that are older than ten model years old will be priced at signature loan rates.
Contact us for Classic Car rates and terms.
Home Loan/First Mortgage Rates Effective 03/09/2020.
All Home Loan rates based on 80% Loan to Value (LTV) unless otherwise stated and must be a First Mortgage.
Home Equity Loan/Second Mortgage Rates Effective 03/09/2020
HELOC Rates Effective 04/06/2020
Interest only for the first five (5) years. Up to 90% Loan-to-Value (LTV).
Prime is defined as the "US Prime Rate - Latest" published under "Interest Rates" in the Wall Street Journal, or 3.25% - whichever is greater. Existing loans are subject to rate change quarterly. Actual rates may vary and are based on a credit score and repayment term.
Signature Loan Rate Effective 12/01/2018
Share Secured Rate Effective 07/21/2010
If the Share Rate is tiered, the highest rate determines the Loan Rate.
Certificate Secured Rate Effective 02/01/2010
Credit Card Rate Effective 01/01/2018
Call the Main Office (502) 429-4955 or (800) 288-5228 for current rates.
Loan example: $20,000 for 48 months at 3.24% annual percentage rate would yield a $444.85 per month payment or approximately $22.25 per $1,000 borrowed.