Rates

Savings Rates

Account Type	Min. Balance	APY
Regular Share (Savings)	$25.00 For Membership $100.00 To Earn Dividend	0.05%
Club & Escrow Accounts	$5.00	0.05%
Regular Checking Account	None	0.00%
(IRA) - Individual Retirement Account	$5.00	0.20%
Share Certificate Account Builder	$5.00	0.07%

Savings Rates Effective 10/01/2020.

REWARDS +Plus+ CHECKING

Balance	Rate	APY
$0.01 - $25,000 (Achieved Goals)	0.35%	0.35%
$25,001 & Up (Achieved Goals)	0.05%	0.05%
Any Balance (Unachieved Goals)	0.05%	0.05%

REWARDS +Plus+ CHECKING Rates Effective 10/01/2020. No minimum balance.

Cash Investment Account & Corporate Cash Investment Account

Balance	Rate	APY
$1,000 - $2,499	0.05%	0.05%
$2,500 - $9,999	0.10%	0.10%
$10,000 - $24,999	0.20%	0.20%
$25,000 - $49,999	0.25%	0.25%
$50,000 - $99,999	0.35%	0.35%
$100,000 & up	0.50%	0.50%

Rates effective 10/01/2020. CIA & CCIA accounts will be calculated on the average daily balance and posted monthly on the last day of the current month. These accounts require a $1,000 minimum balance to earn dividend as detailed above.

Share Certificate Rates

Term	Rate	APY
6 Month	0.40%	0.40%
12 Month	0.50%	0.50%
24 Month	0.60%	0.60%
36 Month	0.70%	0.70%
48 Month	0.80%	0.80%
60 Month	0.90%	0.90%

Rates effective 08/03/2020. $500 minimum.

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Contact our Main Office for information regarding special rates or investment terms for single investments of $100,000 and greater.  This also includes any aggregate or recent aggregate deposit of $100,000. These opportunities are driven by market conditions and are not always available.

IRA Share Certificates would have the same rates as the Share Certificates quoted above. The minimum is a 12-month term.

APY = Annual Percentage Yield