Credit Cards

From low rates and rewards, to those looking to build or rebuild their credit...

We've got your credit card needs covered.

Whether you use your credit card often, use credit only for larger expenses, or have never had a credit card before — Advanz has a credit card to fit your lifestyle.

Platinum Mastercard^®

The Advanz Platinum Mastercard is a great option for those looking to maintain a balance on their card and want the lowest possible interest rate credit card with no annual fee.

• Our lowest rate card^*
• Credit limits up to $25,000
• NO annual fee
• Promo introductory balance transfer rate^**
  • rates as low as 0.00% APR for 6 months
  • rate applies for 6 months to transferred balances only
  • fee of 1.5% of the transferred balances
  • Contact Us to get started
• Cash advance and balance transfer fee – 1.5% of advance/transfer
• Payment – 2.5% of the balance with a minimum of $20
• Rates are based on creditworthiness

Apply Now   View Rates

Rewards Mastercard^®

Earn points while you're spending money! For each dollar ($1) you spend using your Advanz Rewards card you receive one point. As you accumulate points, you'll have the option to redeem them for merchandise, gift cards or even travel! Simply visit CURewards or log into your Member Rewards account or through Online Banking and select what you want to use your points for. It's so simple!

• A card with a competitive rate and earn rewards for every purchase*
• Credit limits up to $25,000
• NO annual fee
• Promo introductory balance transfer rate^**
  • rates as low as 0.00% APR for 6 months
  • rate applies for 6 months to transferred balances only
  • fee of 1.5% of the transferred balances
  • Contact Us to get started
• Cash advance/balance transfer fee – 1.5% of advance/transfer
• Earn one reward point for every dollar ($1) spent through CURewards. Use the rewards to spend on merchandise and gift cards that you choose.
  • Choose from a wide range of travel rewards, including flights, hotels, cruises and adventures
  • Get better merchandise faster — with fewer points
  • Take your pick from more than 100 gift cards/certificates
  • Donate your points to charitable organizations
  • Receive special discounts and bonus points at select local merchants
• Payment – 2.5% of the balance with a minimum of $20
• Rates are based on creditworthiness

^**APR=Annual Percentage Rate. Rate determined by credit score. Offer available to new and existing cardholders. Offer not available for Share Secured Cards. A fee of 1.50% of the transferred balances will be charged. Restrictions may apply. Contact the Credit Union for full details.
 

Apply Now   View Rates   Browse Rewards

Secured Mastercard^®

If you're looking to build or rebuild your credit, our Secured Credit Card is here to help you take charge of your finances and your financial future.

• Credit limits from $500 - $5,000 that are secured with funds in an Advanz savings or checking account
• Enjoy competitive rates and the convenience of having a credit card
• NO annual fee
• Cash Advance fee – 1.5% of advance
• Payment – 2.5% of the balance with a minimum of $20
• Rates are based on your credit history

Apply Now   View Rates

Manage your Advanz Credit Card anytime, anywhere using CardNav!

Advanz’s CardNav lets you manage the use of your Credit Card using a Smartphone or tablet. It's great for anyone wanting to ensure their Credit Card is being used how they want, where they want, when they want. With the CardNav app you can:

• Instantly turn your card on and off
• Ensure only you use your card with GPS control
• Set alerts that will instantly notify you
• Set thresholds for transaction amounts
• Determine how, when and where your card is used

The Apple and Android CardNav apps are free for Advanz members and tied to your Advanz Checking Account. So click on a logo below to download the app and start better managing your Credit Card today!

    

Please note: To see your most updated account balances when using the CardNav feature, you must click refresh or log back in.

Lost or Stolen Credit Card
If your credit card is lost or stolen day or night, call 502-429-4955 and press option 3 then option 3.

*Your rate can be higher or lower depending on credit performance at the time of official credit card loan application and upon the annual review. Credit Card rates are variable and subject to change. Certain restrictions apply. Contact the Credit Union for full details.
 

Debt Protection

Life is unpredictable. There are a wide range of unexpected events that could leave you and your family scrambling to pay monthly bills. In the event of death, disability or unemployment, you wouldn’t want your family to worry about making your loan payments.

With Debt Protection, your loan balance or monthly loan payments may be canceled without penalty or added interest.

• In the event of death, it cancels the remaining loan balance up to a maximum in the contract
• If you become disabled, it cancels up to a maximum number of loan payments based on the contract
• If you are involuntarily unemployed, it cancels up to a maximum number of loan payments based on the contract

Contact us if you'd like to see if you can add Debt Protection to an existing Advanz loan.